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Rancho Mission Viejo · Esencia
Rancho Mission Viejo, California 92694
Offered at $1,899,000
About This Home
Welcome to this stunning 4 bedroom, 4.5 bath home, where luxury meets sustainability. Thoughtfully designed for modern living, this residence features an expansive loft, a home office nook, and a coveted 3-car garage — plus a fully owned solar system that eliminates your electric bill.
The heart of the home is a chef's kitchen, beautifully appointed with upgraded white cabinetry, premium stainless steel KitchenAid appliances, and pristine white quartz countertops. The space flows effortlessly through the dining area into a light-filled family room, where expansive sliding doors open to a seamless indoor-outdoor California room. A sophisticated formal dining room or multi-purpose den completes the main level.
A main-floor guest suite, complete with a full bath, walk-in closet, and a private exterior entrance — perfect for multi-generational living or long-term guests.
Upstairs opens to a generous loft and a dedicated, built-in home office space. Two additional en-suite bedrooms offer comfort and privacy, complemented by a spacious laundry room outfitted with a utility sink and white cabinetry.
The Primary Suite is a true sanctuary, featuring a private balcony and dual walk-in closets. The lavish, spa-like bath is beautifully equipped with a deep soaking tub, a grand walk-in shower, and dual vanities.
Step outside into a tranquil backyard designed for al fresco relaxation. The grounds feature premium Tuscany travertine pavers, an oversized side yard, and meticulous landscaping centered around an inviting built-in fire pit.
This home is within walking distance of the award-winning, top-rated Esencia K–8 School, Canyon House Coffee, parks, and the community basketball pavilion. Living in Rancho Mission Viejo means embracing an elevated, resort-style daily experience. This is more than just a home — it is a prestigious, vibrant lifestyle you won't want to miss.
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By The Numbers
Estimated Monthly Payment
Est. Rate: 6.750% | 30-Year Fixed
| Purchase Price | $1,899,000 |
| Down Payment (20%) | $379,800.00 |
| Loan Amount | $1,519,200.00 |
| Principal & Interest | $9,853.50 |
| Property Tax (Est.) | $2,326.48 |
| HOA | $299.00 |
| Homeowner's Insurance (Est.) | $200.00 |
| Est. Total Monthly | $12,678.98 |
Income to Qualify
Based on 43% debt-to-income ratio
Annual estimates · Owner-occupied exemption applied
| Basic Levy (1%) | $18,920.00 |
| Met Water District | $132.44 |
| Capo USD | $26.87 |
| Tax on Land (39% basis) | $104.04 |
| Special Assessments | $8,734.41 |
| Annual Total | $27,917.76 |
| Monthly | $2,326.48 |
* These figures are estimates for illustrative purposes only and are not a guarantee of financing. Interest rates, loan programs, and qualification requirements are subject to change without notice. Special Assessments include Mello-Roos (OC CFD). Property tax calculated using owner-occupied homeowner's exemption. Please consult with a licensed mortgage professional for personalized loan guidance.
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